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Income Insurance For Every Occupation – Protect Your Payday

if you want quick, easy access to Australia`s best value income protection insurance rates, options and advice, then you are in the right place. Simply enter a single quote request via this website to compare rates and to find the best income protection insurance deal for you!

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Why income insurance?

income insurance, disability insurance, sickness and accident cover, income replacement, work cover, term life insurance Income Insurance is arguably one of the most important insurance policies that your will ever own.

Whilst the majority of people insure their physical assets, such as their home & contents, car, etc, many forget that, without a continuing income, these assets may be at risk also.

We can help you tailor an income protection insurance that will help protect all of your assets in the event of a loss of income.


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What is income insurance?

Income Insurance provides an income benefit payment if you are unable to work as a result of disablement through sickness or accident.

Income Insurance premiums are usually tax deductible for most Australian Taxpayers.

Income Insurance benefits are normally paid as a monthly income for the duration of your disability .. rather than as a lump sum.

Most Income Insurance policies typically limit the amount of cover you can purchase to around 75% of your total monthly personal exertion income.

Income Insurance policies can usually be extended to include optional life insurance, trauma insurance and total permanent disablement (lump sum) insurance benefits.



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Best Rates

Income Insurance rates can vary dramatically for one company to another - partly due to the fact that, often, the features and benefits are different from one to another.

But there are a multitude of factors that are used to determine the price that you will pay for your cover and each insurer will treat each criteria within their own guidelines.

With access to the entire policy range, brokers in our network will ensure that you get the best value-for-money Income Insurance Solution.


income protection insurance, disability insurance, sickness and accident cover, income replacement, work cover, term life insurance
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Compare Options

income protection insurance, disability insurance, sickness and accident cover, income replacement, work cover, term life insurance
Disability Income Protection Insurance policies vary greatly from company to company ... not just in price, but in features, benefits, options, flexibility ... and even in their definitions.

For example, most companies have a slightly different definition of the term "disabled" - meaning that you could be considered for a claim with one company but not be entitled to claim with another!

Due to the complex nature of Income Insurance, we recommend that you discuss your personal circumstances with a licensed insurance professional prior to buying or renewing a policy.


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Life Insurance Articles

Common Pitfalls in Income Insurance Claims and How to Avoid Them Common Pitfalls in Income Insurance Claims and How to Avoid Them
Income insurance is a critical component of financial planning, offering a safety net when life's uncertainties impact your income stream. It ensures that you can continue meeting your financial obligations even if you're unable to work due to illness or injury. This peace of mind is invaluable, especially in an unpredictable job market. - read more
How to Determine the Right Income Protection Coverage for Your Needs How to Determine the Right Income Protection Coverage for Your Needs
Income protection insurance is a type of coverage designed to replace a portion of your income if you're unable to work due to illness or injury. - read more
Income Protection Insurance: A Must-Have for Australian Adults Income Protection Insurance: A Must-Have for Australian Adults
Insurance is a crucial component of financial planning. While many Australians understand the importance of life insurance, there's another vital type of coverage that often gets overlooked: income protection insurance. - read more
Income Insurance: The Safety Net for Your Financial Goals in Australia Income Insurance: The Safety Net for Your Financial Goals in Australia
Financial security is pivotal for anyone striving to meet their life goals, be it owning a home, educating children, or ensuring a comfortable retirement. In Australia, where uncertainties can disrupt our best laid-out financial plans, having a safety net in place is essential. Income insurance offers just that—protection against the unforeseen events that could impact your income earning abilities. - read more
Understanding Income Protection Insurance: A Comprehensive Guide for Australians Understanding Income Protection Insurance: A Comprehensive Guide for Australians
Income protection insurance is an essential component of financial security for Australians, designed to provide a safety net by replacing a portion of your income if you're unable to work due to illness or injury. Despite its critical role in safeguarding livelihoods, it's often overlooked in personal financial planning. - read more

Insurance News

Victorian Resilient Homes Initiative Supported by Insurance Council Victorian Resilient Homes Initiative Supported by Insurance Council
18 Aug 2025: Paige Estritori

The Insurance Council of Australia (ICA) has expressed strong support for a Victorian initiative proposing a resilient homes scheme, akin to those currently operating in New South Wales and Queensland. This recommendation emerged from a comprehensive inquiry into climate resilience conducted by Victoria's Legislative Council Environment and Planning Committee, which presented 93 findings alongside 82 recommendations this week. - read more
Broker Ordered to Compensate Client for Uninsured Fire Losses Broker Ordered to Compensate Client for Uninsured Fire Losses
15 Aug 2025: Paige Estritori

A recent ruling mandates an insurance broker to pay nearly $300,000 in compensation to a client after an insurer, QBE, declined a fire claim and cancelled the policy due to nondisclosures. The fire, which occurred in October 2022, severely damaged the commercial premises. QBE asserted that they would have denied coverage had they known about asbestos on the property, among other unreported issues. - read more
Insurance Claim Denied Due to Evidence of Multiple Collisions Insurance Claim Denied Due to Evidence of Multiple Collisions
14 Aug 2025: Paige Estritori

An insurance dispute arose when a driver was refused coverage for car damage after evidence showed involvement in multiple collisions, contrary to her claim. Initially, the woman filed a claim with Hollard Insurance, stating her car had collided once with another vehicle. However, the situation took a turn when forensic data from in-car technology revealed two separate impacts occurring 11 minutes apart. - read more
ASIC Considers Action as Professional Indemnity Insurance Transparency Falls Short ASIC Considers Action as Professional Indemnity Insurance Transparency Falls Short
12 Aug 2025: Paige Estritori

The Australian Securities and Investments Commission (ASIC) has voiced apprehension about the transparency of professional indemnity (PI) insurance amongst holders of the Australian Financial Services Licence (AFSLs). This concern arises from a recent market overview conducted to analyze PI insurance for AFSLs offering personal advice to retail clients. - read more
Traveller Triumphs in Insurance Dispute Over Unexpected Medical Detour Traveller Triumphs in Insurance Dispute Over Unexpected Medical Detour
11 Aug 2025: Paige Estritori

A savvy traveller has successfully challenged an insurance decision after having to make an impromptu stay in London due to a medical emergency. This came after the man needed urgent medical attention following a cat bite he sustained in Albania, which sent him to the UK capital for essential treatment. - read more

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