income-insurance.com.au :: Home

income insurance .com.au

Income Insurance.com.au is Australia`s leading independent resource offering quick, easy access to the best value income protection quotes, options and advice.
Income Protection Insurance is arguably one of the most important insurance policies you will ever own!
At Income Insurance.com.au, we know that you have considerably more enjoyable things to do with your time than spending it reasearching insurance quotes and options ... so we offer to help do it for you. Without charge and with no obligation.
It takes only a few minutes to submit our quick Income Insurance.com.au quote assessment application for access to an extensive selection of the Nation`s leading and most reputable specialists for the best available rates and product advice.

What is income insurance?

Income Protection Insurance provides an income benefit payment if you are unable to work as a eesult of disablement through sickness or accident.

Tax Deductible

Disability Income Protection Insurance premiums are usually tax deductible for most Australian Taxpayers.
Disability Income Protection Insurance benefits are normally paid as a monthly income for the duration of your disability .. rather than as a lump sum.
Disability Income Protection Insurance policies typically limit the amount of cover you can purchase to around 75% of your total monthly personal exertion income.
Income Protection Insurance policies can usually be extended to include optional life insurance, trauma insurance and total permanent disablement (lump sum) insurance benefits.

Comparing Income Insurance

Disability Income Protection Insurance policies vary greatly from company to company ... not just in price, but in features, benefits, options, flexibility ... and even in their definitions. For example, most companies have a slightly different definition of the term "disabled" - meaning that you could be considered for a claim with one company but not be entitled to claim with another!
Disability Income Protection Insurance policies are complex products and we recommend that you discuss your personal circumstances with a licensed insurance professional prior to buying or renewing a policy

Insurance Articles

The Funnier Side of Insurance
Insurance isn't usually something associated with humor ... but we thought we'd share some of these real-life true accounts of car insurance claim statements that should... read more

Insurance Claims - The Acid Test for Insurance Policies
How well a company handles this determines the real worth of their insurance policies that are being sold. read more

Understanding the Need for Public Liability Insurance for Businesses
Public liability insurance covers the claims made against the business by the public or any third party, who suffers a loss or injury at the business premises... read more

Business Interruption Insurance - Things Every Business Needs to Know
Any business, small, medium or large is susceptible to damages from events like natural calamities, or man-made disasters. They may be forced to shut down their... read more

Difference Between Public Liability, Product Liability and Professional Indemnity Insurance
Business liability insurance is tailored to protect your business against the cost of litigation and claims resulted from third party damages or bodily injuries... read more

Insurance News

If insurance was free, would there still be an underinsurance problem?
Nov 20 :: Even if price wasnít a factor, AMPís Chris Kirby argues that Australia would still have an under-insurance problem. This is why it is the industryís job to kill... read more

Regulatory compulsion propels commercial insurance
Oct 26 :: Australia is the second largest advanced market in Asia for commercial insurance, not least because of regulatory requirements around issues of professional indemnity,... read more

Premium rates for life cover sold by advisers in decline
Oct 26 :: Premium rates for life cover products sold by financial advisers fell by an average of 10 per cent across 11 leading insurance providers between December 2004... read more

Life insurers pay out $4 billion in 2011
Jul 01 :: The 10 biggest life insurers paid out just under $4 billion in claims in 2011 - up 11.4 per cent from 2010, according to research conducted by The Risk Store.... read more

Direct life insurance up but credit insurance flat
Jun 01 :: Overall direct life insurance sales have grown 11.3 per cent in 2011 and in-force annual premiums are up 10.9 per cent despite flat growth in credit-related insurance... read more