if you want quick, easy access to Australia`s best value income protection insurance rates, options and advice, then you are in the right place. Simply enter a single quote request via this website to compare rates and to find the best income protection insurance deal for you!
Get the right cover at the best available price.
All quotes are provided free and without obligation. We respect your
Why income insurance?
Income Insurance is arguably one of the most important insurance policies that your will ever own.
Whilst the majority of people insure their physical assets, such as their home & contents, car, etc, many forget that, without a continuing income, these assets may be at risk also. We can help you tailor an income protection insurance that
will help protect all of your assets in the event of a loss of income.
Income Insurance provides an income benefit payment if you are unable to work as a result of disablement through sickness or accident.
Income Insurance premiums are usually tax deductible for most Australian Taxpayers.
Income Insurance benefits are normally paid as a monthly income for the duration of your disability .. rather than as a lump sum.
Most Income Insurance policies typically limit the amount of cover you can purchase to around 75% of your total monthly personal exertion income.
Income Insurance policies can usually be extended to include optional life insurance, trauma insurance and total permanent disablement (lump sum) insurance benefits.
Income Insurance rates can vary dramatically for one company to another - partly due to the fact that, often, the features and benefits are different from one to another.
But there are a multitude of factors that are used to determine the price that you will pay for your cover and each insurer will treat each criteria within their own guidelines.
With access to the entire policy range, brokers in our network will ensure that you get the best value-for-money Income Insurance Solution.
Disability Income Protection Insurance policies vary greatly from company to company ... not just in price, but in features, benefits, options, flexibility ... and even in their definitions.
For example, most companies have a slightly different definition of the term "disabled" - meaning that you could be considered for a claim with one company but not be entitled to claim with another!
Due to the complex nature of Income Insurance, we recommend that you discuss your personal circumstances with a licensed insurance professional prior to buying or renewing a policy.
Insurance: Why worry? If we want our plans to succeed we need to understand the factors that might hinder that success, risks, and, one way or another, make sure they don't get in our way. read more
Top ten insurance questions We get some interesting questions from our subscribers each month about various aspects of insurance ... so we've compiled a top 10 list of insurance questions and answers that embody a broad range of... read more
IMPORTANT: We are neither authorised nor licensed to provide finance or finance products. We do
not recommend any specific financial products and we do not offer any form of credit or other financial
advice. All product enquiries and requests for financial and/or other advice on this website are referred
to third party, qualified intermediaries with whom you can deal directly. We may receive a fee or commission
from these third parties in consideration for the referral. Before any action is taken to obtain a product
or service referred to by this website, advice should be obtained (from either the third part to whom we
refer you or from another qualified intermediary) as to the appropriateness of obtaining those products
having regard to your objectives, financial situation and needs.