income-insurance.com.au
income-insurance.com.au :: Home
income-insurance.com.au
if you want quick, easy access to Australia`s best value income protection insurance rates, options and advice, then you are in the right place. Simply enter a single quote request via this website to compare rates and to find the best income protection insurance deal for you!
Get the right cover at the best available price.
All quotes are provided free and without obligation. We respect your
privacy.
Why income insurance?
Income Insurance is arguably one of the most important insurance policies that your will ever own.
Whilst the majority of people insure their physical assets, such as their home & contents, car, etc, many forget that, without a continuing income, these assets may be at risk also. We can help you tailor an income protection insurance that
will help protect all of your assets in the event of a loss of income.
What is income insurance?
Income Insurance provides an income benefit payment if you are unable to work as a result of disablement through sickness or accident.
Income Insurance premiums are usually tax deductible for most Australian Taxpayers.
Income Insurance benefits are normally paid as a monthly income for the duration of your disability .. rather than as a lump sum.
Most Income Insurance policies typically limit the amount of cover you can purchase to around 75% of your total monthly personal exertion income.
Income Insurance policies can usually be extended to include optional life insurance, trauma insurance and total permanent disablement (lump sum) insurance benefits.
Best Rates
Income Insurance rates can vary dramatically for one company to another - partly due to the fact that, often, the features and benefits are different from one to another.
But there are a multitude of factors that are used to determine the price that you will pay for your cover and each insurer will treat each criteria within their own guidelines.
With access to the entire policy range, brokers in our network will ensure that you get the best value-for-money Income Insurance Solution.
Compare Options
Disability Income Protection Insurance policies vary greatly from company to company ... not just in price, but in features, benefits, options, flexibility ... and even in their definitions.
For example, most companies have a slightly different definition of the term "disabled" - meaning that you could be considered for a claim with one company but not be entitled to claim with another!
Due to the complex nature of Income Insurance, we recommend that you discuss your personal circumstances with a licensed insurance professional prior to buying or renewing a policy.
Insurance Articles
| Insurance Claims - The Acid Test for Insurance Policies How well a company handles their processes and the customer experience at claim time is what truly determines the real worth of the insurance policies that are being sold. - read more
|
| Insurance Disputes Just because your insurer has rejected your claim, does not necessarily mean that your case is closed. If you think that you have been unfairly treated, here are some ways to get the insurer decision overturned. - read more
|
| Top 5 Reasons to Buy Insurance Through a Broker In today's litigious and uncertain world, insurance has become a very important component of every financial plan. But, when it comes to buying insurance, consumers often get confused obout where they should start and how to decide on the best policy solution to their specific needs and circumstances. - read more
|
| The Weird and Wonderful World of Insurance We came across this amusing (but true) insurance story with an interesting twist. Only in America! - read more
|
| Ambulance Cover: Do You Need It? Medicare in Australia doesn't cover ambulance services or emergency transport. These services are more often covered by private health insurance. However, private funds are not the only ambulance and emergency transportation service providers available. - read more
|
Start Here !
All quotes are provided free and without obligation. We respect your privacy.