income-insurance.com.au :: Home

income insurance .com.au

Income Insurance.com.au is Australia`s leading independent resource offering quick, easy access to the best value income protection quotes, options and advice.
Income Protection Insurance is arguably one of the most important insurance policies you will ever own!
At Income Insurance.com.au, we know that you have considerably more enjoyable things to do with your time than spending it reasearching insurance quotes and options ... so we offer to help do it for you. Without charge and with no obligation.
It takes only a few minutes to submit our quick Income Insurance.com.au quote assessment application for access to an extensive selection of the Nation`s leading and most reputable specialists for the best available rates and product advice.

What is income insurance?

Income Protection Insurance provides an income benefit payment if you are unable to work as a eesult of disablement through sickness or accident.

Tax Deductible

Disability Income Protection Insurance premiums are usually tax deductible for most Australian Taxpayers.
Disability Income Protection Insurance benefits are normally paid as a monthly income for the duration of your disability .. rather than as a lump sum.
Disability Income Protection Insurance policies typically limit the amount of cover you can purchase to around 75% of your total monthly personal exertion income.
Income Protection Insurance policies can usually be extended to include optional life insurance, trauma insurance and total permanent disablement (lump sum) insurance benefits.

Comparing Income Insurance

Disability Income Protection Insurance policies vary greatly from company to company ... not just in price, but in features, benefits, options, flexibility ... and even in their definitions. For example, most companies have a slightly different definition of the term "disabled" - meaning that you could be considered for a claim with one company but not be entitled to claim with another!
Disability Income Protection Insurance policies are complex products and we recommend that you discuss your personal circumstances with a licensed insurance professional prior to buying or renewing a policy

Insurance Articles

Things to Consider While Choosing Commercial Building Insurance
A commercial building is one where your business is housed. Whatever is the type of your business, be it manufacturing, sales, retail, or any service, there is certain quantum of risk for which insurance... read more

The Weird and Wonderful World of Insurance
We came across this amusing (but true) insurance story with an interesting twist. Only in America! read more

How to Save Up to 50% Buying Income Protection Insurance
Whether you are young and single, paying off a mortgage, raising a family or running a business, income protection insurance is possibly one of the most important insurances that you will ever own.... read more

Insurance disputes
Just because your insurance company has rejected your claim ... doesn't necessarily mean your case is closed. If you think that you've been unfairly treated, here are some ways to get the insurer's... read more

Difference Between Public Liability, Product Liability and Professional Indemnity Insurance
Business liability insurance is tailored to protect your business against the cost of litigation and claims resulted from third party damages or bodily injuries caused due to negligence of your... read more

Insurance News

If insurance was free, would there still be an underinsurance problem?
Nov 20 :: Even if price wasnít a factor, AMPís Chris Kirby argues that Australia would still have an under-insurance problem. This is why it is the industryís job to kill preconceptions and engage clients.... read more

Regulatory compulsion propels commercial insurance
Oct 26 :: Australia is the second largest advanced market in Asia for commercial insurance, not least because of regulatory requirements around issues of professional indemnity, according to new research released... read more

Premium rates for life cover sold by advisers in decline
Oct 26 :: Premium rates for life cover products sold by financial advisers fell by an average of 10 per cent across 11 leading insurance providers between December 2004 and June 2012, according to a joint study... read more

Life insurers pay out $4 billion in 2011
Jul 01 :: The 10 biggest life insurers paid out just under $4 billion in claims in 2011 - up 11.4 per cent from 2010, according to research conducted by The Risk Store. The amount of money paid... read more

Direct life insurance up but credit insurance flat
Jun 01 :: Overall direct life insurance sales have grown 11.3 per cent in 2011 and in-force annual premiums are up 10.9 per cent despite flat growth in credit-related insurance sales, according to Rice Warner.... read more