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FREE DIY WILL KIT |
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APPLY FREE for
your
disability income protection insurance quote in the
month of
and you will receive a DIY WILL KIT
with our compliments |
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Disability
Income
Protection Insurance
provides an income benefit payment if you are unable to work as a
result of disablement through sickness or accident.
Disability
Income
Protection Insurance
premiums are usually tax deductible for most Australian Taxpayers.
Disability
Income
Protection Insurance
benefits are normally paid as a monthly income for the duration of
your disability .. rather than as a lump sum.
Disability
Income
Protection Insurance
policies typically limit the amount of cover you can purchase to
around 75%
of your total monthly personal exertion income.
Disability
Income
Protection Insurance policies can
usually be extended to
include optional life insurance, trauma insurance and total
permanent disablement (lump sum) insurance benefits.
Disability
Income
Protection Insurance
policies vary greatly from company to company ... not just in price,
but in features, benefits, options, flexibility ... and even in
their definitions. For example, most companies have a slightly
different definition of the term "disabled" - meaning that
you could be considered for a claim with one company but not be
entitled to claim with another!
Disability
Income
Protection Insurance policies are complex products and we recommend that you discuss your
personal circumstances with a licensed insurance professional prior
to buying or renewing a policy.
