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income insurance .com.au

Income Insurance.com.au is Australia`s leading independent resource offering quick, easy access to the best value income protection quotes, options and advice.
Income Protection Insurance is arguably one of the most important insurance policies you will ever own!
At Income Insurance.com.au, we know that you have considerably more enjoyable things to do with your time than spending it reasearching insurance quotes and options ... so we offer to help do it for you. Without charge and with no obligation.
It takes only a few minutes to submit our quick Income Insurance.com.au quote assessment application for access to an extensive selection of the Nation`s leading and most reputable specialists for the best available rates and product advice.

What is income insurance?

Income Protection Insurance provides an income benefit payment if you are unable to work as a eesult of disablement through sickness or accident.

Tax Deductible

Disability Income Protection Insurance premiums are usually tax deductible for most Australian Taxpayers.
Disability Income Protection Insurance benefits are normally paid as a monthly income for the duration of your disability .. rather than as a lump sum.
Disability Income Protection Insurance policies typically limit the amount of cover you can purchase to around 75% of your total monthly personal exertion income.
Income Protection Insurance policies can usually be extended to include optional life insurance, trauma insurance and total permanent disablement (lump sum) insurance benefits.

Comparing Income Insurance

Disability Income Protection Insurance policies vary greatly from company to company ... not just in price, but in features, benefits, options, flexibility ... and even in their definitions. For example, most companies have a slightly different definition of the term "disabled" - meaning that you could be considered for a claim with one company but not be entitled to claim with another!
Disability Income Protection Insurance policies are complex products and we recommend that you discuss your personal circumstances with a licensed insurance professional prior to buying or renewing a policy

Insurance Articles

Income protection insurance
It's trite but true to say that for most people, their most valuable asset is their ability to earn an income. But how relevant is income insurance to most Australians? read more

Business Insurance Policy and the Importance of the Business Description
Does your insurance company really know what it is your business does? This article will help you to understand the importance of the business description and how it can help to avoid... read more

Travel insurance
Going overseas? Traveling Australia? You'll need travel insurance - but remember to check the fine print. read more

Business Interruption Insurance - Getting the Indemnity Period Right
Business Interruption Insurance can be what stands between the collapse or survival of your business following major loss such as a fire, flood or storm. As important as getting the sum... read more

7 Things to Think About When Comparing Car Insurance
The range of car insurance options in Australia is impressive for a country of our size. It's easy to become overwhelmed given the number of companies offering the best, the... read more

Insurance News

If insurance was free, would there still be an underinsurance problem?
Nov 20 :: Even if price wasnít a factor, AMPís Chris Kirby argues that Australia would still have an under-insurance problem. This is why it is the industryís job to kill preconceptions and engage... read more

Regulatory compulsion propels commercial insurance
Oct 26 :: Australia is the second largest advanced market in Asia for commercial insurance, not least because of regulatory requirements around issues of professional indemnity, according to new... read more

Premium rates for life cover sold by advisers in decline
Oct 26 :: Premium rates for life cover products sold by financial advisers fell by an average of 10 per cent across 11 leading insurance providers between December 2004 and June 2012, according... read more

Life insurers pay out $4 billion in 2011
Jul 01 :: The 10 biggest life insurers paid out just under $4 billion in claims in 2011 - up 11.4 per cent from 2010, according to research conducted by The Risk Store. The amount... read more

Direct life insurance up but credit insurance flat
Jun 01 :: Overall direct life insurance sales have grown 11.3 per cent in 2011 and in-force annual premiums are up 10.9 per cent despite flat growth in credit-related insurance sales, according... read more