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Insurance Articles

Important Considerations While Choosing Business Insurance
Business insurance is a comprehensive package of individual insurance policies intended to safeguard the property, people, and operations of a business from unforeseen losses or damages.... read more

A Guide to Choosing Professional Indemnity Insurance and Understanding the Policy Terms
Professional Indemnity Insurance can be a minefield. The policy terms and conditions can vary immensely from insurer to insurer. This article will help you to understand the jargon and... read more

Understanding the Need of Having Adequate Business Insurance Cover
Insurance is a means to protect the businesses from unforeseen risks; it provides peace of mind to the business owners. However, choosing adequate insurance cover is crucial to leverage... read more

Insurance: Why worry?
If we want our plans to succeed we need to understand the factors that might hinder that success, risks, and, one way or another, make sure they don't get in our way. read more

Disability Insurance - How it Works
If you work in a sedentary occupation and are young and healthy, insurance and especially disability insurance is probably not at the top of your list of things to investigate. Would you... read more

Insurance News

If insurance was free, would there still be an underinsurance problem?
Nov 20 :: Even if price wasnít a factor, AMPís Chris Kirby argues that Australia would still have an under-insurance problem. This is why it is the industryís job to kill preconceptions and engage... read more

Regulatory compulsion propels commercial insurance
Oct 26 :: Australia is the second largest advanced market in Asia for commercial insurance, not least because of regulatory requirements around issues of professional indemnity, according to new... read more

Premium rates for life cover sold by advisers in decline
Oct 26 :: Premium rates for life cover products sold by financial advisers fell by an average of 10 per cent across 11 leading insurance providers between December 2004 and June 2012, according... read more

Life insurers pay out $4 billion in 2011
Jul 01 :: The 10 biggest life insurers paid out just under $4 billion in claims in 2011 - up 11.4 per cent from 2010, according to research conducted by The Risk Store. The amount... read more

Direct life insurance up but credit insurance flat
Jun 01 :: Overall direct life insurance sales have grown 11.3 per cent in 2011 and in-force annual premiums are up 10.9 per cent despite flat growth in credit-related insurance sales, according... read more